Customer: I see that the interest rates are rising.
Banker: Yes, the rates have gone up.
Customer: What does that mean for my loan?
Banker: Your loan payments will be higher.
Customer: I can't afford higher payments.
Banker: I'm sorry. There's nothing I can do.
Customer: I will have to wait for the rates to go back down.
Banker: That's probably a good idea.
Customer: Will you contact me when the rates are lower?
Banker: Yes, I will keep your loan application on file.